A quaint neighborhood house

Real Estate Loans

At Community State Bank, we offer a variety of real estate loan options to help you achieve your homeownership dreams. Whether you're purchasing your first home, refinancing your current mortgage, or investing in a vacation property, our team (link to Team) is here to guide you every step of the way.
 
Our team is here to discuss your home loan options and find the best solution for your needs. 
 
 
We provide a range of home loan options to suit your needs:
 
  • Purchase Loans: Finance your new home with competitive rates and flexible terms. Includes promotions for first-time home-buyers and seasonal, in-house offers.
  • Refinance Loans: Lower your interest rate or monthly payment by refinancing your existing mortgage.
  • Construction Loans: Build your dream home with our construction financing options.
  • Land Loans: Purchase land for future construction or investment.
  • USDA, FHA, VA: Take advantage of government-backed loan programs for eligible borrowers.
  • Bridge Loans: Get short-term financing to bridge the gap between buying a new home and selling your current one.
  • Unconventional Loans: Explore unique financing solutions for non-traditional borrowers.
With a Home Equity Loan, you can access the equity in your home without having to refinance your existing first mortgage. This means you can keep your current mortgage terms while obtaining additional funds through a separate loan at a more competitive rate than an unsecured loan.
 
  • Home Equity Term Loan: Receive a lump sum with a fixed interest rate and predictable monthly payments.
  • Home Equity Line of Credit:  Access funds as needed with a flexible line of credit secured by your home.
Invest in your dream vacation home or a second property with our tailored loan options. Enjoy competitive rates and personalized service to make your getaway a reality.







Loan Calculators

These financial calculators are here to help you plan for your future. By giving you a clearer picture of your financial journey, these tools allow you to make informed decisions and stay on track for your long-term objectives. Explore our full range of calculators, and don’t hesitate to contact our team if you need help navigating any of them.