Business Blogs

Your CSB blog to help you manage and grow your business.

Owning or managing your own business can be a lot of work, and you are often expected to know at least a little bit of every topic out there. Not at CSB. Our team is here to be your advisors and support as you navigate new areas of business. And, we are honored to be a source of information for you as you continue your journey in the business world. Below you will find articles written by our team that are designed to share content and also encourage you along the way.

06/01/2024

Case Study: A Business, A White Board, and A Valued Partnership


Timing was very important, and CSB didn’t waste any of it. From the first phone call on Friday to the meeting on Monday, we were full steam ahead and didn’t slow down until the ink had dried!" Rich Allen, Owner
 
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03/01/2024

Business Acquisition from a Banker’s Perspective


When a borrower approaches a lender with a loan request to acquire a company, it initiates a process designed to help the buyer and bank evaluate this life-changing business opportunity.
 
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03/02/2024

Will It Be a Buyer's Market or Seller's Market for My Business?


The California Association of Business Brokers indicates that Baby Boomers own more than 12 million small businesses in America.
 
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02/01/2024

Key Ratios to Consider in a Business Acquisition


When deciding how much cash to put into the purchase versus how much to borrow, it’s important to use ratios.
 

01/01/2024

How Do I Buy a Business?


Last I checked, there are approximately 33.2 million small businesses in the United States, representing 46.4% of private sector employees.
 








































Your CSB blog to help you manage and grow your business.

Owning or managing your own business can be a lot of work, and you are often expected to know at least a little bit of every topic out there. Not at CSB. Our team is here to be your advisors and support as you navigate new areas of business. And, we are honored to be a source of information for you as you continue your journey in the business world. Below you will find articles written by our team that are designed to share content and also encourage you along the way.

05/01/2024

A Business Succession Story 


In an earlier blog, CSB’s Chief Banking Officer, Aaron Schaffer, cited the high business failure statistics of 2nd and 3rd generation owned businesses.
 

02/01/2024

Identifying and Developing Leaders in an Organization


In my forty years of working in professional organizations, I have seen multiple individual predictive models, reviewed resumes from high GPA candidates who attended well-regarded higher education institutions...
 

05/01/2024

The Importance of Succession Planning


Succession planning is a structured approach for businesses to identify and retain new leaders who can replace old ones when they retire or die
 

02/15/2024

The Silver Tsunami and Succession Planning 


The term “silver tsunami” references the rapidly aging populations of developed countries around the world – the United States is no exception.
 













































12/27/2023

Fortify Life receives $600,000 grant


Fortify Life, a DeKalb County based non-profit organization, has announced a partnership with the Federal Home Loan Bank of Indianapolis and Community State Bank.