Our equipment financing solutions are designed to help your business acquire the machinery, vehicles, and tools you need to operate efficiently and grow. We offer a variety of options to suit your specific needs, including equipment loans, equipment leasing, and equipment lines of credit.
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Contact one of our lenders today to discuss your business financing needs and discover how our commercial lending solutions can help you achieve your goals.
Equipment Loans
Our equipment loans provide the financing you need to purchase essential business equipment. Whether you're looking to buy new machinery, trucks, trailers, or titled vehicles, we offer flexible loan options to support your business.
- Machinery: Finance the purchase of new or used machinery to enhance your production capabilities.
- Trucks and Trailers: Obtain the necessary vehicles to support your logistics and transportation needs.
- Titled Vehicles: Secure loans for titled vehicles essential to your business operations.
Equipment Leasing
Our equipment leasing options offer a flexible and cost-effective way to acquire the equipment your business needs without the upfront costs of purchasing.
- 100% Financing Available: No down payment required, making it easier to get the equipment you need.
- New or Used Equipment: Lease both new and used equipment to suit your budget and requirements.
- Variable Payment for Seasonal Customers: Adjust payments to match your business's seasonal cash flow.
- Fixed Rate for the Lease Term: Enjoy predictable payments with a fixed rate throughout the lease term.
- Tax Benefits: Most leases can be structured to meet tax objectives.
How we are different
- Lease Amounts: Ability to lease $25,000 to $5,000,000 of new or used equipment.
- Flexible Structure and Payment Options: Maximum flexibility to tailor the lease to your business needs.
- No Residual Risk: Avoid the risk associated with equipment ownership.
- No Prepayment Fees: No penalties for unwinding a lease prior to maturity
- Restructure Existing Leases: Ability to restructure existing lease to reflect lessee’s cash flow and tax situation
Equipment Line of Credit
An equipment line of credit provides your business with the flexibility to access funds as needed for equipment purchases. This option allows you to draw funds up to a predetermined limit, giving you the financial agility to acquire equipment when opportunities arise.
- Flexible Access to Funds: Draw funds as needed to purchase equipment, up to your credit limit.
- Quick and Easy: Simplified process to access financing when you need it most.
- Manage Cash Flow: Helps you maintain cash flow by spreading out equipment costs over time.
- No Need for Immediate Full Payment: Avoid large upfront costs and pay for equipment as you use it.
- Adapt to Business Needs: Adjust your financing based on changing business requirements and opportunities.
Financial Calculators
These financial calculators can help you easily estimate key metrics like debt service, financial ratios, and working capital needs. These tools can empower you to make informed financial decisions and manage your business more effectively. View our collection of all calculators. Our team is happy to help you walk through any of them if you want to reach out to a loan officer above.