With a CSB Health Savings Account (HSA), you control how much you put away for medical cost, including the funding of your health insurance deductible. It's your account to control and use for any qualified medical expense. You can access your account using your HSA debit card, checks or even with online banking. It's secure, flexible and easy! Talk to a CSB expert about a money-saving HSA today!
HSAs for Individuals
- $20 minimum balance required to open
- Tiered interest rates
- No monthly maintenance fee
HSA Features
- Free ATM at CSB and Money Pass locations
- Free Statements (check images available with statements - charges may apply)
- Free Online & Mobile Banking
- Free Bill Payment
- Free Credit Report Access
- CSB VISA Health Savings card including free fraud monitoring
- 24/7 Telephone Banking - (888) 272-7740
- Unlimited check writing
Benefits of an HSA
- Tax Advantages: Contributions are tax-deductible, earnings grow tax-free, and withdrawals for qualified medical expenses are tax-free.
- Flexibility: Use your HSA funds for a wide range of qualified medical expenses, including prescriptions, doctor visits, and more.
- Portability: Your HSA stays with you even if you change jobs or retire.
- Long-Term Savings: Unused funds roll over year to year, allowing you to build savings for future medical expenses.
HSAs for Employers
Are you a business that cares about your employees? Maybe it’s time to offer them an HSA program that’s designed with them in mind.
As a local business, your employees’ health and financial well-being are priorities. Our HSA offers an unbeatable combination of no fees, competitive interest rates, and a hassle-free experience that benefits both you and your employees!
- Strategic Partnership: We handle the paperwork and guide your employees step-by step to get setup.
- Seamless Enrollment: Employees can open accounts in minutes from the comfort of your office.
- Ongoing Support: Enjoy access to dedicated account managers to ensure smooth operations for everyone.
Savings Calculators
These financial calculators are here to help you plan for your future. By giving you a clearer picture of your financial journey, these tools allow you to make informed decisions and stay on track for your long-term objectives. Explore our full range of calculators, and don’t hesitate to contact our team if you need help navigating any of them.
Open An Account Today!
Our team is here to walk you through the process. Give our team a call or visit one of our convenient locations to get the process started!