Commercial Lending

The lending expertise you need, when you need it.

General Commercial Lending

Revolving Line of Credit

Letter of Credit

Business Acquisition Lending

Commercial Real Estate

Owner Occupied Real Estate

Business Expansion
Real Estate Acquisition
Construction Loans

Investment Property

Equipment Financing

Equipment Loans

Machinery
Trucks and Trailers
Titled Vehicles

Equipment Leasing

100% financing available - no down payment required
New or used equipment
Variable payment for seasonal customers
Fixed rate for the lease term
Most leases can be structured to meet tax objectives

How we are different...

Ability to lease $25,000 to $5,000,000 of new or used equipment
Maximum flexibility in structure and payment options
No residual risk
No prepayment fees or penalties for un-winding a lease prior to maturity
Ability to restructure existing lease to reflect lessee’s cash flow and tax situation

Start Your Application Today

Equipment Line of Credit

Small Business Administration

7(a) Loans

504 Loans

Agriculture Loans

Agricultural Real Estate

Farm ground purchase and refinance

Agricultural Equipment Loans

Farming Operating Line of Credit

Loan Officers

Allen County

Tim Kuhnen

Commercial Lending Manager

Phone: 260.602.2861

Email Tim

Noble County

Jill Coy

NMLS #708727
Phone: 260.994.6037

Email Jill

Allen County

Kyle Newman

Phone: 260.994.0451

Email Kyle

DeKalb County

Matt Blair

Phone: 260.994.0568

Email Matt

Financial Calculators

These financial calculators can help you easily estimate key metrics like debt service, financial ratios, and working capital needs. These tools can empower you to make informed financial decisions and manage your business more effectively. Here is our collection of all calculators. Our team is happy to help you walk through any of them if you want to reach out to a loan officer above.

Debt Service Calculator

Financial Ratios Calculator

Working Capital Needs Calculator

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