Business Account Services

Treasury Management Services

For business owners looking to streamline their financial management, Community State Bank offers a whole suite of services designed to make life that much easier.

60-Day Free Trial* on all Treasury Management Services for New Business Customers!

We are confident that our products & solutions will:

• Save you money
• Keep your accounts safer
• Make your finances easier

That's why we want you to try them out for yourself - risk free.

*After the 60-day period, the applicable fee for using CSB Treasury Management Services will be incurred. Fees for services vary based on type and number utilized. CSB reserves the right to change or stop this promotion at any time without notice.

ACH Processing

From payroll processing to paying your billers, and many options in between, ACH services allow you to create and send industry-compliant transactions thru the ACH network. It is a simple, efficient, and cost-effective way for companies to originate payments and collections.

Check Positive Pay

For peace of mind, Check Positive Pay can track checks that are still outstanding and flag unauthorized checks that try to clear the account. Add an extra level of security by implementing Payee Match. Our system will automatically match the payee name in your file provided with the payee name presented on the check to ensure accuracy and prevent tampering or fraud. With the various types of fraud that are targeting businesses every day, it’s important for you to take as many precautions as possible.

ACH Positive Pay

In the increasing digital world we live in, sending and receiving ACH Payments is a requirement to do business it seems. Protect your funds with ACH Positive Pay to help monitor all your incoming and outgoing ACH transactions and alert you when there is suspicious activity.

Sweep Account Services

Whether you are saving on interest expense, increasing your earning on account interest, or simplifying your accounts and account reporting, Sweep Services will help your business take the next step forward. Our system takes out the daily management piece and automates the transfers and monitoring of your accounts to make your money work for you.

Remote Deposit Capture

Especially useful for businesses with more incoming check payments or those located farther away from a branch than is typically convenient: Remote Deposit capture allows the business to make check deposits without ever leaving the office.

Wires

While checks and ACH transfers can do the trick for some transactions, wires are still the fastest and most reliable way to transfer funds. With the assistance of our Treasury Management team, you can setup templates to eliminate retyping frequent wire transfer information to ensure accuracy and efficiency in your business finances.

Sub-User Accounts

For even more flexibility and control in the office, each employee can be set up with their own unique user ID and security access specific to the functions you want them to perform. Dual-control of sensitive or higher risk activities like ACH Processing can also be created with this function.

Reach Out to Our Team to Learn More

Deb Blair | Treasury Management Officer

Email Us or Call Us at 260.994.0214

Visa Debit Cards

Free Fraud Monitoring

With reports of company data compromises becoming more and more frequent, knowing that your debit card transactions are being automatically monitored for fraud can help you rest a little bit easier at night.

Verified by Visa

Verified by Visa is an extra layer of protection when you're shopping online to help make online purchases more secure by using advanced technology to confirm your identity. If there’s any doubt of the validity of the transaction – such as when you use a new device, make an unusually large purchase, or if you’ve never set up a Verified by Visa account - you may be asked to provide more information to confirm the purchase.

CardValet®

Lost your debit card in the house or car, and don’t want to risk someone else using it if they find it before you do? Or, would you love an alert every time your debit card is used outside your home area? We have a solution for both of those scenarios, plus several more!

Download the App

Apple iTunes Google Play

Money Pass

We participate in the Money Pass ATM network. Therefore, if you use a Money Pass ATM, you will not be charged a fee! Please click on the link below and type in your zip code to find a participating ATM near you. Once in the money pass website, you will also see the option to download the mobile app to your Iphone or Android device.

Money Pass ATM Locator

Business Credit Cards

Choose from our selection of business credit cards, with options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

• Free online expense reporting tools.

• No fee for additional employee cards.

• Mobile payment capability for added convenience.

• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.

• Cardmember Service available 24 hours a day/365 days per year.

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Click the link below to Learn More or Apply Now.

Apply for CSB Credit Card Access Your Existing Account

Merchant Services

Community State Bank has partnered with several credit/debit card processing vendors that allow our business clients to accept and process debit/credit cards from their customers as payment options. While every business situation has different needs, we may be able to provide a solution that saves you money.

Contact your local branch today for more information!